There has never been a shortage of XRP High price targets, But recent comments about a potential move to $10,000 led to a direct response from one of the most well-known voices in the Ripple ecosystem. David Schwartz, former CTO of Ripple and one of the original architects of the XRP Ledger, And I backed down against The idea is by pointing out a simple question in the market. According to him, if serious capital really believes there is little chance of achieving this outcome, why is XRP still trading at its current level?
David Schwartz challenges $10,000 XRP forecast
The XRP community has long been home to Some of the most ambitious Price predictions in crypto. Numbers like $10,000, $20,000 and above Circulate regularly Social media, often fueled by expectations of financial institutions adopting the XRP Ledger to facilitate payments.
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David Schwartz, who left as Ripple’s CTO in December 2025, spoke about the $10,000 XRP prediction directly during a discussion about X earlier this week. The motivation behind Schwartz’s comments It was a question of who User Some market commentators have used this model to support very high expectations for digital assets, including XRP.
According to Schwartz, If there were a very few very wealthy and very rational people who really believed that there was a 1% chance that XRP would reach $10,000 in 10 years, they would have bid XRP up to at least $20 today. A move to $20 would still be significant from XRP’s current level, but it’s nowhere near $10,000.
Request a gag order
At the time of writing, XRP is trading at $1.41with a market capitalization of $86.7 billion and a circulating supply of approximately 61.8 billion tokens. At a price of $10,000 per XRP, the same circulating supply would mean a valuation of about $618 trillion. Therefore, the point made by Schwartz is that even the remote chance of such a huge price and market in the future should already attract strong buying from large investors if it is to be credible.
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The conversation did not stop at the XRP price forecast. Schwartz also addressed suggestions that he may be banned from speaking fully about XRP or Ripple. He pointed out that he had never signed any agreement requiring him to lie, adding that he would choose silence or avoidance rather than give an answer that he did not believe was honest and accurate.
Schwartz also took aim at claims that Ripple has an undisclosed mechanism that will one day be revealed and send the price of XRP above $100. “For one thing, circumstances have changed so much that it’s hard to imagine that we’ve been holding on to this magic key for so long and are still waiting for it to go away.” He said.
Interestingly, this is not the first time Schwartz has spoken out against the extremely bullish XRP price forecast. Back in January, He pointed this out Even the modest chance of XRP reaching $100 within a few years would already be reflected in its current price.
Featured image from Dall.E, chart from TradingView.com
