Michael Saylor predicts that Bitcoin (BTC) will rise to $10 million per coin, as digital credit instruments built on the network drive prices higher in the long term. The strategy chief made the forecast during an appearance at a Bitcoin conference.
Saylor said bitcoin-denominated credit will expand globally and draw new capital into the asset, supporting his view that bitcoin is on a structural path toward becoming the world’s primary reserve asset and store of value.
Digital credit leads Bitcoin’s endgame
In Saylor’s framework, digital credit refers to financial products and lending instruments that reference Bitcoin as collateral or as a settlement layer. He said that as the issuance and adoption of these instruments expands, capital migrates to the Bitcoin network, which would raise the price.
“As it flows into the Bitcoin network, the price of Bitcoin should rise,” Michael Saylor, He said At the Bitcoin 2026 conference.
The chief strategy officer has made similar arguments before. In previous statements, he explained Conditions under which Bitcoin can be reached $5 million per coinincluding spot ETFs, bank-issued Bitcoin services, and clear US regulations.
The final $10 million target falls within this broader thesis. Saylor Company strategy It continues to accumulate Bitcoin and now holds the largest corporate treasury position in the asset.
Saylor’s $10 Million Bitcoin Projection Faces Opposition
The reserve assets hypothesis has received indirect support from federal policy. White the homeadvertisementThe Bitcoin Strategic Reserve gave weight to the government The idea that BTC could exist alongside gold on national balance sheets.
However, Saylor’s price targets remain disputed. Economist Peter Schiff has repeatedly disagreed, arguing that the strategy’s leveraged Treasury approach risks collapse. Spiral if BTC drops sharply The company is forced to sell.
Schiff and other gold proponents argue that Bitcoin’s volatility is inconsistent with its role as a true reserve asset.
Other observers point out that a $10 million Bitcoin price would imply a market capitalization in the hundreds of trillions of dollars, an outcome that would require sustained institutional flows over decades and a fundamental shift in how global savings are stored.
What are you watching next?
Whether digital credit becomes mainstream, as Saylor describes, will depend on regulatory clarity and the willingness of major banks and asset managers to issue bitcoin-denominated products.
Adoption metrics across custody, lending, and ETF flows will test this thesis in the coming quarters. Right now, the question for investors is how quickly the next layer of Bitcoin-backed financial products will reach market scale.
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